As a regulated business by the FCA we search the market for the right Buy-to-Let mortgage for your business whether that be personal or limited company (Ltd). 

  • With the new tax changes taking place in April 2017, higher rate tax payers would need to consider buying the next buy-to-let investment through a Limited Company, known as a special purpose vehicle (SPV).
  • The reason why this is more popular is due to the tax burden on individual tax payers where interest on the mortgage will gradually faze out by 2020 for higher rate tax payers.
  • A Buy-to-Let property is a long term investment and a great tool to use in the future.  By holding this asset within a company, you don't need to draw down on earnings, merely keep them in the company and re-invest, paying 20% corporation tax currently with a 17% in the future.
  • To read further on the guide for individual landlords on the recent tax changes, please click on this link 

Speak to us about buying through a Limited Company or whether you are best to buy personally.

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